Tenant Screening Criteria
What You Need to Know Before Applying
Our goal is to match prospective tenants with homes they’ll love while ensuring each applicant is treated fairly. We use clear and objective criteria during the screening process to assess rental applications. Please review the guidelines below before applying to ensure a smooth and efficient application experience.
Income Requirements
Applicants must demonstrate a combined gross income of at least 2.5 times the monthly rent. Income verification may include recent pay stubs, tax returns, or proof of other steady income sources.
Credit History
A credit check is required for all applicants, with an emphasis on positive credit history. While perfect credit isn’t required, serious delinquencies, collections, or unpaid debts may result in denial.
Rental History
We require verification of at least two years of positive rental history. Applicants with prior evictions or significant lease violations may not qualify unless sufficient mitigating circumstances are presented.
Application Fees
A $60 non-refundable application fee is required for each applicant over the age of 18. This fee covers the cost of processing your application, including background and credit checks.
Identification
Valid government-issued photo identification is required for all applicants. Acceptable forms include a driver’s license, passport, or state-issued ID card.
Co-Signers
Co-signers may be accepted for applicants who do not meet income requirements. Co-signers must meet higher income and credit standards to qualify.
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Additional Information
General Info
- Application fee is $60 per person.
- All persons over 18 must complete an application.
- Application fees are paid online and are non-refundable.
- Our office is paperless – all applications must be submitted online
Income Requirements
We require all applicants to provide proof of income, such as pay stubs or tax returns, to ensure that they have the financial means to pay rent.
- Net Income 2.5 – 3 times the rent.
- Income must be verifiable via paystubs, tax returns or bank statements
- Linked bank account preferable.
- Open collections from any type of housing is immediate decline.
- Repossession of vehicle, bankruptcy reviewable.
Credit History
All applicants’ scores are averaged together. Security Deposits are below:
- Average score of 640 or higher – Approved.
- Average score under 640 – Denial of application.
- A minimum of 3 trade lines that are over 6 months old.
Rental History
We review each applicant’s rental history to check for any past evictions, lease violations, or complaints from previous landlords.
- Verifiable rental history or mortgage history.
- Linked bank account preferred.
- No foreclosure in past 3 years.
- No bankruptcy in past 3 years.
- Rental address must be verifiable residential address.
Pet Policy
We have a strict pet policy and will only allow pets on the property if they meet our specific criteria, including a maximum weight limit and breed restrictions.
- All applications must include the 3rd party pet screening application (even if there is no pet. There is no charge, if there is no pet.)
- Online pet screening at PetScreening.com
- All pets are subject to additional charges based on Paw Score.
- Dogs of the following breeds are prohibited: Wolf, Pit Bull, Chow, Staffordshire Terrier, Rottweiler, and other known aggressive breeds or any combination of these.
Insurance
- Rental insurance is required and included with the Professional Management Perk Package or personal insurance can be uploaded and approved.
- If personal insurance is approved, Crown Key Realty to be named co-insured on the rental insurance policy.
- If you have a pet, insurance must include pet coverage.
Frequently Asked Questions
Will my credit history affect my application?
Yes, we conduct a credit check as part of our screening process. While perfect credit isn’t necessary, significant issues like unpaid debts, collections, or delinquencies may affect your approval. If you’re concerned about your credit, feel free to contact us to discuss your options before applying.
Can I still apply if I don’t meet the income requirements?
Yes, you may apply with a qualified co-signer if you don’t meet the income criteria. The co-signer must have sufficient income and a strong credit history to guarantee the lease on your behalf.
Do you allow pets, and what are your pet requirements?
Some of our properties are pet-friendly, but restrictions may apply based on breed, size, and the number of pets. If the property allows pets, additional deposits and monthly pet fees may be required. Please review our specific pet policy or contact us for more details before applying.